Matt Gardner

The Matt Gardner State Farm Insurance Agency understands that life can sometimes be a bumpy road, but it is our responsibility to help you make proper decisions when it comes to your car insurance, home insurance, life insurance, health insurance, and financial services needs. Our business philosophy is to help you feel safe, have an understanding of your insurance coverages, and feel respected in our office.

I have been with State Farm since 2009 starting as an intern, then an agent aspirant team member, and then owning my own Agency in Bel Air, MD in 2012. We also have a second Agency location in White Marsh, MD that we opened in 2024 to further serve our customers. I have a passion for sports and love the outdoors. I am licensed to market insurance in Maryland, Delaware, Pennsylvania, and Virginia. My team and I help people personalize their insurance plans that properly protect their cars and homes as well as ensure they are taking advantage of all the discounts available to them. I also assist our individuals in creating personalized life insurance and health insurance plans that meet their needs and make sure their most important assets are protected. We truly are a one stop shop when it comes to insuring your car, motorcycle, home, condo, apartment, boat, business, life insurance, health insurance, and financial services needs.

I grew up in Middle River, MD and graduated from Towson University with a Bachelor's degree in Business Administration with a concentration in Finance. I went on to get my (ChFC) designation through The American College to better assist my customers. Being from the Baltimore/Harford County area I understand the people that live here and their insurance needs. Our purpose is to serve the surrounding communities of Bel Air, Fallston, Abingdon, Jarrettsville, Street, Kingsville, Middle River, Essex, White Marsh, and Baltimore as well as the many other communities in our area! My team and I are available to meet with individuals in the office, out of the office, or have a virtual appointment, whatever is most convenient for you.

The Matt Gardner State Farm Insurance Agency is very involved in the Harford/Baltimore community and love being part of such an amazing area! We work closely with local charities and organizations to help better our community.

If there is anything we can help you with regarding your insurance plan, we would be happy to assist! Our goal is to get our customers the most insurance coverage for the least amount of money! Please give us a call, email, text, click in to our website, or we would love for you to stop in the office! We look forward to meeting you and having the opportunity to earn your insurance business!